Auto Insurance
We offer Commercial Auto and Personal Auto Package Policies with a variety of companies. Some of the coverages that we can offer are:
Replacement Cost Coverage - available on New Vehicles. Coverage must be purchased within 120 days of vehicle purchase.
Physical Damage - Different levels of coverage available including coverage for Specified Perils, Collision or Upset, Comprehensive and All Perils.
Loss of Use - If purchased, this coverage can provide for the payment of additional costs incurred after your vehicle is stolen or damaged. This can include the rental of a substitute automobile of similar type, taxicab fares, etc.
Road Hazard Glass - This coverage can provide payment, subject to the deductible chosen, to repair/replace the vehicle's glass when it has been broken by an object thrown up or fallen from another vehicle.
Animal Collision - Most personal auto package policies provide a "waiver of deductible" if the damage to your vehicle was caused by hitting or being hit by an animal or a bird
Snowmobiles/ATV - We can offer policies to cover your snowmobile/ATV for physical damage (collision, comprehensive) as well as liability coverage.
Trailers (Licensed and Unlicensed) - Policies are available for both licensed and unlicensed trailers. Generally, if a package policy is purchased when a trailer is licensed, and then the trailer becomes seasonally unlicensed coverage will still be in force provided the insurer's requirements are met
Physical Damage - Different levels of coverage available including coverage for Specified Perils, Collision or Upset, Comprehensive and All Perils.
Loss of Use - If purchased, this coverage can provide for the payment of additional costs incurred after your vehicle is stolen or damaged. This can include the rental of a substitute automobile of similar type, taxicab fares, etc.
Road Hazard Glass - This coverage can provide payment, subject to the deductible chosen, to repair/replace the vehicle's glass when it has been broken by an object thrown up or fallen from another vehicle.
Animal Collision - Most personal auto package policies provide a "waiver of deductible" if the damage to your vehicle was caused by hitting or being hit by an animal or a bird
Snowmobiles/ATV - We can offer policies to cover your snowmobile/ATV for physical damage (collision, comprehensive) as well as liability coverage.
Trailers (Licensed and Unlicensed) - Policies are available for both licensed and unlicensed trailers. Generally, if a package policy is purchased when a trailer is licensed, and then the trailer becomes seasonally unlicensed coverage will still be in force provided the insurer's requirements are met